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Fred Laing II, AAP, CCM, NCP

President Emeritus


Mr. Fred Laing, II is the President Emeritus of the Upper Midwest Automated Clearing House Association, or UMACHA.  He’s been at UMACHA over 34 years, having been involved in the significant growth of the network at both the regional and national level. 

He completed his fourth term on the NACHA Board of Directors at the end of 2017 and is the past-Chairman of the NACHA Internet Council.  He is on the steering committee of the Risk, Regulation, and Security Group within the NACHA Payments Innovation Alliance, and has served two terms on the Risk Management Advisory Group at NACHA (RMAG) and just rolled off the NACHA Government Relations Group.  He’s a member of the Editorial Board for the NCP (National Check Professional) Program through ECCHO.  He’s a member of the American Society of Association Executives, and is an Accredited ACH Professional (AAP) a Certified Cash Manager (CCM) and a National Check Professional (NCP).

Prior to joining UMACHA Mr. Laing was a Cash Management Officer and ACH Product Manager for Norwest Bank Minnesota.  He holds a B.A. from Moorhead St. College in Economics.  He enjoys gardening, landscaping, skiing, and chasing after his nine grandchildren.



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