Financial institutions and corporate members across the Midwest choose UMACHA as a key resource to enhance their understanding of electronic payments. We're known for our extensive knowledge base, our high quality services, as well as our national presence in the payments industry.

We serve over 740 member banks, credit unions, affiliates, and partner organizations located in Minnesota, Michigan, Montana, North Dakota, South Dakota, and Wisconsin.

Our Vision
We will become the extraordinary and distinctive provider of knowledge and services for payment system stakeholders.

Our Mission
We are a best in class provider of payments services, demonstrating our knowledge, professionalism and passion through our quality and dedication to members and stakeholders.




JennifermillerJennifer A. Miller, AAP, APRP, PMC, Senior Director of Services

What is Your Role at UMACHA?
My role at UMACHA is a fun one, my team and I get the privilege of being in front of our members for all of our services, including an audit, a risk assessment, a webinar, a certification class or a symposium.

What are Three Words to Describe UMACHA? Knowledgeable, Expert, Fun

What has Been Your Favorite Project at UMACHA? My favorite project at UMACHA is an annual one, when I get to plan the education calendar for the upcoming year. It is a lot of fun coming up with the newest topics for what our members are asking for in regards to education.
Where Would You Like to go on a Dream Vacation? My dream vacation would be to go to Egypt and climb the pyramids, see the sphinx and taste the food of the region!  Not to mention the sun and sand, warmth is my middle name!
You are Happiest When? I am happiest when I’m at home surrounded by my family and dog.  I love the winter around the fireplace with a good movie or in the summer on our deck with the sun and good glass of wine!

Are You Messy or Organized? Definitely organized… but in a organized chaotic way, I know exactly what’s in each pile and each list and where to find anything… paper is a necessary evil
Least Favorite Food? I had to laugh when I read this one and then read the employee spotlight highlighted prior to me, Danyell and I have exactly the same least favorite food… PEAS!  Hate them, always hated them, when I was younger, I had to eat at least 3 when they were served for dinner, yuck!