National Check Professional (NCP)

What's an NCP®?NCP Logo

The National Check Professional Certification® Program is intended, in part, to recognize an elevated level of payments acumen among payment professionals.

Since 2005, the check payment system has undergone sweeping changes unlike anything previously seen in U.S. payments history. The processing of paper checks is declining and the check system has only a small transition left to become a fully electronic payment system. According to the 2010 Federal Reserve Payments Study, during 2009 approximately 3% of checks were cleared as paper transactions. This means 97 percent of forward collection is now accomplished using image exchange.     

Through the certification process, National Check Professionals® (NCPs) will demonstrate a working knowledge of every significant aspect of the new check payment system including products and operations, relevant rules and laws that govern checks, industry standards and fraud and risk mitigation considerations.  Additionally, NCPs will explore those characteristics of check payments that make checks unique among payments and that continue to provide lasting value for tens of billions of payments each year valued at tens of trillions of dollars.

For more information about NCP certification, go to:

Why should I become certified?

  • A National Check Professional (NCP®) designation recognizes professionals who have successfully proven a certain level of understanding of the current check payments landscape. This sets you apart by:
  • Recognizing your knowledge and comprehension of check payments
  • Recognizing you as a leader in your field
  • Strengthening your professional credibility
  • Demonstrating your
    commitment to customer service
  • Demonstrating your commitment to stay on the leading edge of industry trends and topics of interest
  • Positioning you for professional advancement

Why should I have my employees certified?

The National Check Professionals Certification® program enhances the credibility of your team and gives you a competitive advantage in a constantly changing and challenging environment with:

  • Improved customer service
  • Improved audit performance
  • Enhanced understanding of industry products, trends, and practices
  • Increased understanding of how and why check payments continue to provide value for your customers
  • Increased industry leaders
  • An industry-recognized opportunity for employee professional development and advancement 

UMACHA Can Help!

UMACHA will help you attain and renew the National Check Professionals Certification® designation by providing a variety of preparation and recertification training sessions for NCP® candidates including webinar and classroom sessions. Check out our Education Schedule, for these sessions. Continuing education credits are also available by attending Payments University and the Navigating Payments conference.

Training Review Courses by UMACHA

2019 NCPC Exam Prep Series

  • Webinar Series
    • A series of webinars, each one focusing on a specific topic to be covered on the exam, with two review sessions closing out the series.

Free Informational Webinar Recording: Becoming an NCP Webinar Recording
Download Presentation Slides (.pdf)

Renewing the NCP® Certification

NCP® accreditation is valid for five years. You may maintain your status as an NCP by earning and reporting 50 continuing education credits and by completing any three mandatory annual ECCHO NCP workshops during the five year period or by passing another exam. Participation in NCP® training sessions, Payments University, and select annual conference sessions all qualify as continuing education credits.

National NCP® Day

Each year NCP® Day will be celebrated on the 2nd Monday in August. Click Here for more information on how this day will be recognized and for ideas on celebrating in your office.

Other NCP® Useful Links:


“NCP (Certification) has definitely helped me have a better understanding of check processing. I realized that there was a lot that I did not know. I am now more confident in answering questions and dealing with issues related to processing. I think that it is a great program to offer to people within the banking industry.”

-- Lisa L Heller, NCP
TP, Section Manager
Research & Adjustments, Officer
Bank of the West

“The NPC is an outward recognition of the industry knowledge I've acquired that can assist organizations to improve their management of check payments.”

-- Eric Dotson
Executive Vice President
Aptys Solutions

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