Welcome to UMACHA
UMACHA News
The Annual Members-Only, Bulk Pre-Order for the 2026 Nacha Operating Rules & Guidelines is Now Open!
Members who order by Wednesday, October 22nd can receive up to $15 off per copy (see details).
Press From Navigating Payments 2025
Visit the conference press page to review articles written on sessions from Navigating Payments 2025.
ACH Operations Bulletin #3-2025: Automating the Request for Proof of Audit
Nacha is informing banks & credit unions that starting next month, the process of requesting proof of an ACH Rules compliance audit will go through Nacha's Risk Management Portal.
FedNow Service Transaction Limit to be Raised to $10 Million
The FedNow Service network transaction limit will increase from $1 million to $10 million in response to growing commercial demand, effective November 2025.
ACH Operations Bulletin #2-2025: Use of Secure Channels for Resolving ACH Exceptions
Nacha recommends the use of secure electronic channels as a best practice for sharing information and exchanging documents necessary to resolve ACH exceptions.
First-Party Fraud and the Role of the RDFI
First-party fraud comes in many forms, but the two most concerning to RMAG member financial institutions and their customers are account opening schemes and false claims fraud.
Upcoming Events
Fraud Fridays (Six-Part Webinar Series)
Fraud, scams, and financial crimes continue to remain an ever-evolving battle as, despite the motive often staying the same, the tactics continue changing over time. During this series,...
Fraud Friday #5: Developing Organizational Fraud Training and Creating a Fraud Response
Series Description: Fraud, scams, and financial crimes continue to remain an ever-evolving battle as, despite the motive often staying the same, the tactics continue changing over time....
AFPP Exam Prep Series
The AFPP Exam Prep Series consists of access to ten webinars (including webinar recordings) and the option of an additional virtual review workshop. Registrants will select one of the...
AFPP Exam Prep Series
The AFPP Exam Prep Series consists of access to ten webinars (including webinar recordings) and the option of an additional virtual review workshop. Registrants will select one of the...
The Payments Roundtable
Speaker(s): UMACHA's Education Team
Webinar Description: Join us for The Payments Roundtable, a new quarterly webinar, where UMACHA staff and, occasionally,...
Free to Members: Lunch Table Talk (Six-Part Webinar Series)
Speaker(s): UMACHA's Education Team
Series Description: Calling all UMACHA members: You are invited to our FREE members-only Lunch Table Talk series where...