Welcome to UMACHA
UMACHA News
Fedwire ISO 20022 Implementation Taking Place July 14, 2025
To ensure adequate support, UMACHA members are encouraged to contact Fedwire Support directly at (833) 377-7827 with any questions about the implementation.
Regulation CC Availability of Funds Changes
Effective July 1, 2025, new dollar thresholds related to Regulation CC funds availability will take effect.
Regulatory Agencies Seek Comment to Address Payments and Check Fraud
Multiple banking regulators are seeking comment on potential actions to help mitigate payments fraud, with a particular focus on check fraud.
ENR Entries: What Are They, and Why Are We Suddenly Hearing About Them?
ENR Entries went from an ACH afterthought to a hot topic almost overnight—find out what’s behind the sudden surge in questions in our latest blog.
Operations Bulletin #1-2025 Same-Day Processing of ACH Returns by RDFIs
Nacha recommends faster returns as a best practice, including the use of same-day processing windows for the return of forward entries that were not Same Day ACH Entries.
Treasury Releases Request for Information
Treasury seeks comment related to the Executive Order (EO) 14247 “Modernizing Payments To and From America’s Bank Account."
Upcoming Events
AAP Exam Prep Series
The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person...
AAP Summer Series (Ten-Part Webinar Series)
Ten-part live webinar series with a deep examination into the Nacha Operating Rules and other areas related to ACH. Access to webinar recordings will be available for unlimited...
The Payments Roundtable
Speaker(s): UMACHA's Education Team
Webinar Description: Join us for The Payments Roundtable, a new quarterly webinar, where UMACHA staff and, occasionally,...
AAP Exam Prep Series
The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person...
AAP Summer Series (Ten-Part Webinar Series)
Ten-part live webinar series with a deep examination into the Nacha Operating Rules and other areas related to ACH. Access to webinar recordings will be available for unlimited...
Free to Members: Rule Breakers: How Nacha's System of Fines and Arbitration Resolve Issues
Speaker(s): UMACHA's Education Team
Webinar Description: Of course, we know you would never break the rules… but what happens when you are party to an...