Welcome to UMACHA
UMACHA News
UMACHA will be closed on Friday, September 19
We will resume normal business hours on Monday, September 22. Enjoy your weekend!
ACH Operations Bulletin #3-2025: Automating the Request for Proof of Audit
Nacha is informing banks & credit unions that starting next month, the process of requesting proof of an ACH Rules compliance audit will go through Nacha's Risk Management Portal.
FedNow Service Transaction Limit to be Raised to $10 Million
The FedNow Service network transaction limit will increase from $1 million to $10 million in response to growing commercial demand, effective November 2025.
ACH Operations Bulletin #2-2025: Use of Secure Channels for Resolving ACH Exceptions
Nacha recommends the use of secure electronic channels as a best practice for sharing information and exchanging documents necessary to resolve ACH exceptions.
First-Party Fraud and the Role of the RDFI
First-party fraud comes in many forms, but the two most concerning to RMAG member financial institutions and their customers are account opening schemes and false claims fraud.
August 4th, 2025 is National Check Professionals (NCP) Day!
UMACHA congratulations our 17 Members that passed their NCP Exam earlier this year. Please take a moment to thank the NCPs in your organization for their hard work and dedication.
Upcoming Events
AAP Two-Day Review Workshop (Virtual)
Speaker(s): UMACHA's Education Team
Event Description: As the AAP exam window draws near, it's the homestretch for your preparations. This two-day workshop...
AAP Exam Prep Series
The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person...
ACH Audit Workshop (Virtual)
Speaker(s): UMACHA's Compliance Team
Event Description: Every financial institution participating in the ACH Network is required to conduct an annual ACH audit....
Fraud Fridays (Six-Part Webinar Series)
Fraud, scams, and financial crimes continue to remain an ever-evolving battle as, despite the motive often staying the same, the tactics continue changing over time. During this series,...
Fraud Friday #5: Developing Organizational Fraud Training and Creating a Fraud Response
Series Description: Fraud, scams, and financial crimes continue to remain an ever-evolving battle as, despite the motive often staying the same, the tactics continue changing over time....
AFPP Exam Prep Series
The AFPP Exam Prep Series consists of access to ten webinars (including webinar recordings) and the option of an additional virtual review workshop. Registrants will select one of the...
