Sharing knowledge. Creating peace of mind.

Welcome to UMACHA

UMACHA News

Key Payment Crime Trends from the FBI's 2024 Internet Crime Report

UMACHA's latest blog examines key insights from the FBI’s latest crime report and offers guidance for businesses to strengthen their cybersecurity.

External Transfers Demystified: Authentication, Authorization, Micro-Entries, and More

As external transfers gain momentum, many institutions seek clarity on authentication, authorization, and the role of Micro-Entries.

Nacha Requests Comment on International ACH Transactions and Related Topics

Nacha is seeking comment from the industry on five specific proposals to amend the Nacha Operating Rules.

Nacha Requests Information on International ACH Transactions and Related Topics

Nacha is seeking information from the industry on four topics related to International ACH Transactions (IATs).

Balancing the Need for New Deposits Against Fraud Risk

This 2024 article from Nacha's RMAG discusses how FIs are learning to balance the business need for new deposits against risk controls on these new deposits.

Why Are Exposure Limits So Important? RMAG Sees Several Reasons

Exposure limits are controls which prevent anomalies from exiting the financial institution or TPS without a review and confirmation by the originating customer.

Visit the News Archive

Upcoming Events

Liability and Reg E: Understanding Your Obligations (Two-Part Webinar Series)

Speaker(s): UMACHA's Education Team

Series Description: If you are wondering why the 60-calendar day extended return time frame discussed in the Nacha Operating...

AAP Exam Prep Series

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person...

AAP Primer: Setting the Foundation (Five-Part Webinar Series)

Join us for a comprehensive five-part series intended to guide aspiring AAPs through the fundamental concepts essential for success in the AAP exam. Each session offers practical insights...

ACH Policy & Procedures Workshop (Virtual)

Speaker(s): UMACHA's Education Team

Event Description: The policies and procedures that your financial institution implements play a very important role in...

APRP Exam Prep Series

The APRP Exam Prep Series consists of 12 APRP webinars and a virtual review workshop (optional).  Registrants will select one of the following options...

Fraud Symposium (Virtual)

Speaker(s): Various Speakers

Event Description: Brought to you in cooperation with the Financial and Retailers Protection Association (FRPA), this symposium...

View the Event Calendar

Interested in Becoming a Member? Click Here For More Details