Welcome to UMACHA
UMACHA News
Surge in Payments Fraud Highlights Need for Advanced Security Measures
A recent Payments Fraud Survey provides a deep dive into the current state of payments fraud, offering critical insights drawn from a wide range of financial institutions.
Request for Comment - Same Day ACH
Nacha seeks feedback on proposals for a fourth Same Day ACH window and faster availability for non-Same Day ACH credits. Comments due Friday, December 13, 2024.
Request for Information - Faster ACH Topics
Nacha is requesting industry feedback and perspectives regarding the use of two-day ACH credits and encouraging Same Day ACH returns. Feedback is due by Friday, December 13, 2024.
Strengthen Your Online Defenses: Best Practices for Cybersecurity Awareness Month
Join UMACHA, CISA, and the National Cybersecurity Alliance in recognizing the 21st annual Cybersecurity Awareness Month by brushing up on cybersecurity best practices.
Bulk Pre-Order of 2025 Nacha Rules Now Open!
UMACHA's annual bulk sale allows members to receive additional discounts on next year's Nacha Operating Rules & Guidelines. Pre-order ends Oct. 23rd, 2024!
Navigating Payments 2024 Press Releases
The conference & some of its sessions were the topic of several pieces written by various online publishers.
Upcoming Events
The ACH Return Spectrum: 2 Days to 60 Days
Processing ACH returns is a critical component of an RDFI's responsibilities, and errors can be costly and result in an RDFI's inability to return transactions. During this session,...
Payments Fraud Symposium with SFE (Virtual)
From check fraud to cybercrime, payments fraud of all types is growing and evolving. In fact, the 2024 AFP® Payments Fraud and Control Survey Report documents 80% of organizations...
Cannabis Banking Symposium (Virtual)
Speaker(s): Various Speakers
Event Description: By some estimates, the legalized retail cannabis market may reach $35 billion in sales by 2025. This industry...
ACH Warranties and Indemnities
Regardless of whether you are an ODFI, RDFI, or both, you are making warranties and indemnities to other ACH Network participants every day. This session discusses what a warranty and...
Lunch Table Talk (Six-Part Webinar Series)
Calling all UMACHA members: You are invited to our FREE members-only Lunch Table Talk series where we dive into what’s trending in the world of payments. While our staff will...
Frontline Insights: Common Stop Pay and WSUD Mistakes
Join us as we highlight the nuances of handling ACH stop payment requests and Written Statements of Unauthorized Debit (WSUDs) effectively. In this session, we will discuss common mistakes...