Accredited Payments Risk Professional (APRP)
UMACHA has partnered with EPCOR to bring you the ultimate Accredited Payments Risk Professional (APRP) Exam Prep Series—your comprehensive guide to exam success. This program is designed to give you the knowledge, tools, and confidence you need to excel on exam day—all without ever leaving your office.
The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll explore major areas covered on the APRP exam, including:
- Risk management across all payment channels
- Payments laws, rules, and regulations
- Risk controls, policies, and procedures
- Risk management frameworks and strategies
- Oversight, governance, and regulatory compliance
In addition, participants receive access to essential study resources such as the APRP Study Manual, practice tests, and other tools to reinforce key concepts. All live webinars are recorded, giving you the flexibility to revisit sessions whenever you need a refresher.
Through our partnership with EPCOR, UMACHA is proud to offer this in-depth learning experience—providing expert instruction, structured preparation, and resources to help you feel exam-ready and confident in achieving your APRP accreditation.
About the APRP Accreditation
The APRP accreditation is administered nationally each August and recognizes payments professionals who have achieved comprehensive knowledge of risk management across payment systems.
The exam evaluates expertise in areas such as risk identification, controls, policies, governance, information security, and regulatory compliance. Earning this accreditation demonstrates your ability to manage risk holistically—across every payments channel and at every organizational level.
Why Become APRP Accredited?
Earning the APRP accreditation demonstrates mastery of payments risk management across all payment types, including ACH, check, wire, debit, credit, prepaid, and instant payments. It validates your expertise in identifying, managing, and mitigating risk—critical skills in today’s fast-paced and complex payments environment.
Whether you’re an individual seeking professional growth or an organization focused on risk management excellence, APRP accreditation delivers lasting value.
Benefits include:
- Ability to identify inherent risks and implement effective controls
- Enhanced understanding of risk as it relates to organizational strategy and objectives
- Demonstrated commitment to compliance and sound risk governance
- Increased professional credibility and recognition as a trusted industry expert
- Improved team and organizational performance through stronger risk management practices
- An industry-recognized pathway for professional development and leadership advancement
By earning the APRP accreditation—or encouraging your employees to do so—you’re investing in the strength, credibility, and resilience of your organization’s risk management framework.
Ready to Get Started?
Partner with UMACHA and EPCOR to strengthen your expertise in payments risk management and achieve your Accredited Payments Risk Professional accreditation.
Step 1: Review These Helpful Materials to Get Your APRP Training Underway
Review this list of resources provided by Nacha that may be covered on the APRP exam.
Step 2: Register for APRP Training with UMACHA and EPCOR
Click the following button to register for the APRP Exam Prep Series:
Register for the 2026 APRP Exam Prep Series
Step 3: Register for the APRP Exam with Nacha
APRP Exam Testing Window: TBD
APRP Exam Registration Deadline: TBD
After completing your registration on www.nacha.org, an email will be sent by Nacha to provide you with your copy of the APRP Handbook. Pearson VUE testing facilities will also contact you via email when you are permitted to set up a testing location and date.
Note: Registering for UMACHA's APRP training does not register attendees with Nacha for the APRP Exam.
Registration for the 2026 APRP Exam Will Open Soon
Maintaining Your APRP Certification
The APRP accreditation is valid for five years. You may maintain your status as an APRP by earning and reporting 60 continuing education credits during the five-year period. Alternatively, rather than reporting credits, you may sit for and pass another APRP exam. Participation in APRP training sessions, Payments University, and select Navigating Payments sessions all qualify as continuing education credits. Check out our Calendar of Events for qualifying sessions to maintain your APRP.